Avoid Foreclosure
Mortgage Help For Homeowners
Are you experiencing difficulty making your monthly mortgage payment? Do you fear your house going to foreclosure?
You are NOT alone. Many people are now facing this struggle because of circumstances outside of their control such as divorce, illness or death, recent job loss or reduced income, high interest rate mortgage or an adjustable rate mortgage.
Your BEST move is to face the problem head-on while you still have options that can save your home. Avoiding phone calls from your lender or not opening mail from your mortgage company is the WORST thing you can do.
By taking Immediate Action, the odds of saving your home or avoiding foreclosure increase.
Refinancing your home may be an option that will help you maintain ownership and stay in your home.
Be careful!
There are many scam artist out there who are only looking to take advantage of you by sealing your home and your money. Visit my Free Tips and Reports page to to download information about the foreclosure process and what you can do to save your home and avoid becoming a victim to unethical crooks.
Below is my list of legitimate government agencies offering FREE programs and services to homeowners facing foreclosure.
Offers North Carolina residents help with refinancing your mortgage to a loan that fits your needs and saves your home.
Mortgage Payments MUST Be Current
Credit Score IS A Factor
Phone: 1-877-NC HELP NOW (877-624-3576)
HOPE NOW Hotline at 888-995-HOPE A counseling service provided by the Homeownership Preservation Foundation that provides HUD-approved counselors dedicated to helping homeowners avoid foreclosure.NCHFA Home Protection Program
The North Carolina Home Protection Program and Loan Fund helps workers who have lost their jobs as the result of changing economic conditions avoid foreclosure of their homes.
If you qualify, you can receive a zero-interest loan that is usually equal to the lesser of $24,000, 24 months of monthly mortgage payments, or the minimum amount required to bring loans and other mortgage-related obligations current.
HUD website
If you have already miss 1 or more mortgage payments or your lender has already sent you a Notice of Default or Foreclosure...
A "Short Sale" of your home may be your last option to avoid foreclosure.
A "Short Sale" occurs when the mortgage company agrees to allows the owner of a house to sell the house for less money than is owed on the mortgage AND agrees to accept the proceeds from the sale as payment in full in an effort to avoid going to foreclosure.
Mortgage companies do not make money on a foreclosure. It is a loss for them and for you. A Short Sale can be a win-win situation for both you and the lender. I am an experienced Short Sale agent and I am here to help my fellow Triad residents avoid foreclosure.
Please complete the Information Request Form below to get more information about the Short Sale process or to discuss your options.
